The team at Pinnacle Point Financial have at our disposal the resources to evaluate businesses based on their actual performance, not solely on business owners’ personal credit scores. This criteria makes it possible for us to expand access to credit responsibly. Providing quick access to business funding allows business owners to spend their time where it provides the most benefit—on their customers and clients and not looking for a small business loan. Since 2008, banks have dropped the ball when it comes to funding America’s small business owners. Traditional financial institutions’ application criteria are not realistic in the current economic climate and puts obtaining funding out of reach for most small business owners.